borrowing money



the dangers of debt

the dangers of debt

Debt will suck the life out of your financial plan. Learn how to recognize some of the "debt myths" that exist today, understand the dangers of debt, and compare the cost difference between cash and credit.

read more »

cedit concerns

cedit concerns

Debt is owing anything to anyone for any reason. Learn the definition of loan, debt, and credit, how credit is used in America, and how to analyze the financial impact of debt on a household budget.

read more »

lending laws

lending laws

Financial institutions must follow certain federal laws and regulations that protect your rights as a consumer. There may also be state laws that give you additional protections. Contact your state’s Department of Consumer Protection or attorney general for more information about your state’s laws.

read more »

predatory lending practices

predatory lending practices

Predatory lending occurs when companies offer loan products using certain marketing tactics, abusive collection practices, and loan terms that deceive and exploit borrowers. Most of the problems aren’t caused by federally insured financial institutions.

read more »

home loans

home loans

Buying a home may be the most expensive purchase of your life, which is why the process can be so daunting. Consider these factors when it's time to buy your first house.

read more »

car loans

car loans

Purchasing or leasing a car comes with many decisions. Use this guide to help you through the process.

read more »

building and repairing your credit history

building and repairing your credit history

If you don't have a credit history, lenders may be reluctant to extend credit to you because they know nothing about you. If you have a poor credit history, lender may be reluctant to extend credit to you because they are nervous about the chances that you will repay as agreed. Learn how to build and/or repair your credit the smart way.

read more »

credit report overview

credit report overview

A credit report is a record of how you have paid your debts. It tells lenders who you are, how much debt you have, whether you’ve made payments on time, and whether there is negative information about you in public records.

read more »

loan overview

loan overview

From buying a car to buying a house, taking out loans can help you achieve the milestones in your life. Use this overview to help you understand the loan process and how to use your credit wisely.

read more »

the true cost of alternative financial services

the true cost of alternative financial services

Getting credit isn’t cheap. However, getting a bank loan is usually less expensive than the following alternatives.

read more »

 

forgot password?

 

Please enter the email address with which you registered. If the information you submit matches what we have recorded for you, a new password will be emailed to you.





Be sure to add "info@ecampustours.com" to your trusted senders list.



Share with your friends an article from www.eCampusTours.com

 

borrowing money






characters left

   Refresh