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    think about your repayment plan when taking out student loans

    Posted : May 2, 2011
    Last Updated : May 6, 2013
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    think about your repayment plan when taking out student loans

    If you will be taking out student loans to pay for college, it is imperative that you borrow responsibly and make sound investments in your education.

    Educate Yourself
    Be sure to research the different types of student loans and make note of interest rates, eligibility, repayment terms, etc. eCampusTours offers several articles and resources about student loans to assist in your research:

    Repayment Plan
    It is important to remember that you must repay your student loans even if you do not graduate from college. Use the following budget worksheet to help you determine how your estimated student loan payments might fit into your current budget:

    After graduation, hopefully you will secure a job in your field of study. Please keep in mind that student loan repayments should not exceed 15% of your monthly income. Use the following budget worksheet to help you determine your financial situation after college graduation:

    As you begin and continue through your college career, please realize that taking out student loans is a commitment. Educate yourself on the implications of student loan debt and make the best decisions for your present and future financial situation.


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